{"id":151,"date":"2020-11-24T16:40:04","date_gmt":"2020-11-24T16:40:04","guid":{"rendered":"https:\/\/plomberielalonde.com\/why-insurance-companies-ask-to-change-the-water-tank-every-10-years\/"},"modified":"2020-11-24T16:40:06","modified_gmt":"2020-11-24T16:40:06","slug":"why-insurance-companies-ask-to-change-the-water-tank-every-10-years","status":"publish","type":"post","link":"https:\/\/plomberielalonde.com\/en\/why-insurance-companies-ask-to-change-the-water-tank-every-10-years\/","title":{"rendered":"Why Insurance Companies Ask to Change the Water Tank Every 10 Years"},"content":{"rendered":"<p>Hot water heaters don\u2019t last forever and when they start to fail, homeowners can experience any number of symptoms ranging from the minor inconvenience of lukewarm showers or the major catastrophe of a flooded home. The plumbing specialists here at Plomberie Lalonde in Gatineau have dealt with countless insurance companies over the years, and while we\u2019re sure your insurer is a kind soul who wouldn\u2019t wish a cold shower on anyone, we know for a fact that insurance companies are more concerned with the consequences of a burst water tank than your personal comfort.<\/p>\n<ul>\n<li>What\u2019s the age limit for hot water tanks in my insurance policy?<\/li>\n<li>What happens when a hot water tank bursts or leaks?<\/li>\n<li>How can I tell the age of my hot water heater?<\/li>\n<\/ul>\n<h2>Hot water tanks and insurance policies<\/h2>\n<p>It is not uncommon for home insurance policies to include a disclaimer that hot water heaters and hot water tanks over 10 years old are not covered by insurance. It\u2019s important to understand that we\u2019re not talking about only the replacement cost for the water tank when your home water heater gives up the ghost. We\u2019re talking about the potential thousands of dollars needed for clean-up, restoration and reconstruction in the event that your water tank leaks or bursts.<\/p>\n<p>Some insurance policies will cover hot water tanks that are over 10 years of age but might stipulate a higher deductible for claims. Check with your insurer to find out the age limits and deductibles for hot water tanks on your home or tenant insurance policy.<\/p>\n<h2>What happens when a hot water tank bursts or leaks?<\/h2>\n<p>Since hot water systems are connected to your main water supply, when a water tank fails, it not only spills its contents (40-50 gallons of water on average) but leaves an open valve of water from the main water line (municipal or well water) flowing into your home. In the event of a leak or burst hot water heater, when the water tank is located in the basement, it is not unusual for several feet of water to have accumulated before the problem is discovered and stopped. When a hot water heater is located on upper floors (think apartment buildings) the damage can be widespread and disastrous.<\/p>\n<h2>What happens when a hot water tank bursts or leaks?<\/h2>\n<p>An aging hot water heater will start to have the tell-tale signs of not heating up your water as quickly as hot as you\u2019d like. Hot water tanks often build up silt and debris over time which leaves less room in the holding tank for hot water, meaning you might run out of hot water available for showers, baths, laundry, or dishwashing.<\/p>\n<p>Beyond the symptoms of a hot water heating system that is getting old, you can quickly identify the exact age of your water heater by looking for labels and stickers on the top or the side of your hot water tank.<\/p>\n<ol>\n<li>Check for the manufacturer\u2019s label which should include the date that your hot water tank was made ;<\/li>\n<li>Serial numbers for hot water tanks include the date of manufacturing. Not all companies follow the same naming convention for the order of the numbers for the month and year so you might need to verify with the manufacturer of your hot water tank. Many hot water heater companies have instructions about how to decipher serial numbers on their websites. ;<\/li>\n<li>Plumbers and hot water tank installers will be able to help you identify the exact age of your water tank if you are unsure about how to read the labels.<\/li>\n<\/ol>\n<p>If you are concerned that your hot water tank is getting close to the end of its life, and especially if it is nearing the 10 year mark or the age limit indicated on your home insurance policy, don\u2019t hesitate to reach out to the plumbing team at Plomberie Lalonde in Gatineau. We\u2019d be happy to answer your questions and explore options for your next hot water heating system BEFORE you\u2019re stuck in a cold shower (or worse, heaven forbid).<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Hot water heaters don\u2019t last forever and when they start to fail, homeowners can experience any number of symptoms ranging from the minor inconvenience of lukewarm showers or the major catastrophe of a flooded home. The plumbing specialists here at Plomberie Lalonde in Gatineau have dealt with countless insurance companies over the years, and while [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":147,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-151","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Plomberie Lalonde | Why Insurance Companies Ask to Change the Water Tank Every 10 Years<\/title>\n<meta name=\"description\" content=\"Plomberie Lalonde : Hot water heaters don\u2019t last forever and when they start to fail...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link 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